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Favicon of StripeIndian Stripe Alternatives

A curated collection of the 3 best Indian alternatives to Stripe.

Written by Indian Alternatives

Last updated: July 3, 2026
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Cashfree Payments

Cashfree is a next-generation payments company for Indian businesses. Cashfree helps 50,000+ businesses collect and send money with solutions such as an easy to integrate payment gateway that supports instant settlements & refunds; Payouts - an API banking platform for bulk disbursals; a split payment solution for marketplaces; a Bank Account Verification API; a dedicated UPI stack for businesses and Auto Collect - a virtual account solution to match inbound payments to customers. It counts Xiaomi, Nykaa, Zomato, Zoomcar, Cred, Swiggy, Shell, Zepto, Dunzo as well as donation platforms like Ketto and Milaap amongst its customers. Cashfree is a licensed payment aggregator in India and works with all leading banks to build the core payments and banking infrastructure that powers Cashfree’s products. Cashfree is also integrated with major platforms like Shopify, Wix, Paypal, Amazon Pay, Ola Money and Google Pay.

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Dodo Payments

Streamlines billing, payments, and distribution for AI businesses, enabling quick monetization globally without infrastructure setup.

Screenshot of Dodo Payments website

Dodo Payments offers a comprehensive billing and payments platform tailored for AI-first companies. It's designed to help businesses quickly monetize their digital products without the need to build their own infrastructure. This platform is ideal for AI and SaaS companies looking to manage billing, payments, and distribution in a streamlined manner.

Key Features:

  • Credit-Based Billing: Supports credit balances, usage metering, and subscriptions with addons.
  • Global Payments: Accept payments from over 190 countries using 80+ currencies and 40+ payment methods.
  • Quick Setup: Start collecting revenue in minutes with simple integration.
  • AI & SaaS Optimization: Issue credits, meter tokens, track API calls, and bill overages.
  • Developer Resources: Access powerful APIs and SDKs for secure transactions and customization.

Dodo Payments also includes Sentra, an IDE-first assistant that integrates directly into VS Code, enabling developers to manage billing and payments through simple prompts. This feature is particularly useful for developers who prefer not to delve into complex coding.

The platform supports seamless integrations with popular frameworks and platforms, offering pre-built plugins for tools like Next.js, Nuxt, and Express. This makes it easy for developers to incorporate Dodo Payments into their existing tech stack.

Security and Compliance:

  • Certified PCI DSS Level 1 for safety and security.
  • Handles VAT and compliance automatically, allowing businesses to focus on growth.

With Dodo Payments, AI-first companies can avoid the hassle of managing multiple tools for billing, payments, and distribution. It's a single platform designed to handle the entire monetization process, making it a practical choice for businesses aiming to scale globally.

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Razorpay

Razorpay offers over 100 payment modes with low fees and quick setup.

Screenshot of Razorpay website

Razorpay is a comprehensive payment gateway designed for businesses in India to accept payments both online and offline. It supports over 100 payment modes, including credit cards, debit cards, UPI, and popular wallets like JioMoney and PayZapp. This makes it a flexible solution for businesses looking to expand their payment options.

For businesses aiming to integrate payments into their websites or apps, Razorpay offers seamless integration capabilities, allowing them to go live quickly. Users can also create and send payment links, set up personalized payment pages, and use multi-feature QR codes to collect payments easily.

Key Features:

  • Online and Offline Payments: Accept payments on websites, apps, and in-store with POS solutions.
  • International Payments: Handle transactions in multiple currencies, including USD, GBP, and EUR.
  • Recurring Payments: Automate subscriptions with cards and UPI.
  • Instant Settlements: Quick transfer of customer payments to bank accounts.
  • Multi-channel Support: Integrate with platforms like WooCommerce, Shopify, and Magento.

Razorpay also provides a suite of business banking services through RazorpayX. This includes automated payouts, current accounts, and payroll management, making it a one-stop solution for managing financial operations.

For those without coding expertise, Razorpay offers no-code solutions such as payment links and pages, allowing businesses to start accepting payments without technical barriers. With its robust API, developers can build custom payment solutions tailored to specific business needs.

Razorpay stands out for its ease of use, low transaction fees, and excellent customer support, making it a preferred choice for over 50,00,000 businesses across various sectors, including e-commerce, education, and financial services.